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Terms of Service

These Terms of Service govern access to and use of this website and related content, tools, and services (the “Site”). By using the Site, you agree to these Terms.

Informational Purposes Only

Content on this Site is provided for general information only. It is not legal, financial, tax, or investment advice. Decisions should be made based on your own due diligence and advice from qualified professionals.

Calculators and Tools

Any calculators or tools provided on the Site, including mortgage calculators and rent versus buy tools, generate estimates for general information only. Results depend on user inputs, assumptions, and automated calculations, and may not reflect actual rates, approvals, fees, taxes, insurance, or lender terms. No warranties are made regarding accuracy, completeness, or reliability. Consult a qualified lender, mortgage professional, or financial advisor before acting.

Neighbourhood Guides and Market Content

Neighbourhood guides, market snapshots, and similar content are general informational commentary and may be incomplete, outdated, or based on third-party sources. No guarantees are made as to accuracy or completeness.

No Guarantee of Outcomes

Outcomes depend on market conditions, lender policies, third-party decisions, and other factors outside the Site owner’s control. No outcome is promised or guaranteed.

Third-Party Services and Links

The Site may include integrations or links to third-party services (including scheduling providers) and third-party websites. Third parties operate under their own terms and policies. We are not responsible for third-party services, content, availability, security, or privacy practices.

Intellectual Property

All content on the Site, including text, images, graphics, branding, and layout, is owned by or licensed to Daniel Gruz Real Estate and is protected by applicable intellectual property laws. Content may not be copied, reproduced, republished, uploaded, posted, transmitted, or distributed without prior written consent, except for personal, non-commercial use.

Acceptable Use

Use of the Site must be lawful and must not interfere with Site operation, security, or performance. Attempts to gain unauthorized access, submit false or misleading information, or violate the rights of others are prohibited.

Disclaimer of Warranties

To the fullest extent permitted by law, the Site and all content and services are provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability

To the fullest extent permitted by law, Daniel Gruz Real Estate will not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages, or any losses of any kind, arising out of or related to use of, inability to use, or reliance on the Site, content, tools, or services, even if advised of the possibility of such damages.

Indemnity

You agree to indemnify and hold harmless Daniel Gruz Real Estate from claims, damages, liabilities, costs, and expenses (including reasonable legal fees) arising from your use of the Site, your violation of these Terms, or your violation of any rights of another party.

Changes and Availability

The Site, tools, content, and these Terms may be updated at any time. The Site may be unavailable from time to time due to maintenance, updates, or events outside reasonable control.

Governing Law

These Terms are governed by applicable federal laws of Canada and the laws of the province or territory in which the business is based, without regard to conflict of law principles.

Contact

Daniel Gruz Real Estate
Email: danielgruz@property.ca
Property.ca
Address
36 Distillery Lane
Suite 500,
Toronto, ON, M5A 3C4
Contact Me
(416) 710-3573
Email Me
danielgruz@property.ca
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